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Effective payment methods for Google Ads: tips for choosing payment cards

Effective payment methods for Google Ads tips for choosing payment cards

For smooth and secure transactions on Google Ads, virtual cards crafted specifically to align with the platform’s policies are indispensable. These tools not only protect advertising accounts from unexpected restrictions but also simplify the process of managing budgets. With Visa and Mastercard integration, transactions are processed efficiently, minimizing declines. Assigning a unique card to each advertising campaign streamlines performance tracking and avoids financial confusion. To further optimize spending, it is beneficial to prioritize cards with low associated fees and enhanced expense management features.

In this guide, we will analyze three platforms providing virtual cards tailored for Google Ads payments.

PSTNET

PSTNET specializes in issuing virtual cards designed for advertisers, specifically configured to meet Google Ads’ technical standards. It is the optimal choice for paying for Google Ads.

The service allows for issuing an unlimited number of cards, offering users the flexibility to choose between debit and credit options for advertising payments.

Additionally, the service offers a membership programme called PST Private, which provides a 3% cashback on advertising expenses. Membership operates as a standard subscription plan and includes other benefits for media buyers, such as free card issuance (up to 100 per month) and a low 3% balance top-up fee.

Highlights:

Cost-Efficiency: No transaction or withdrawal fees, even when handling blocked or frozen cards

Exclusive Cashback Program: Through the PST Private membership, users receive 3% cashback on advertising spend and can issue up to 100 cards per month without fees

Supported Networks: Works with Visa and Mastercard

Currency Options: USD and EUR are available

BIN Diversity: Access to over 25 BINs from reliable banks in the US and Europe

Team Features: Includes tools for setting card limits, assigning roles, and tracking team expenses

Flexible Funding: Accepts deposits via 18 cryptocurrencies, SWIFT/SEPA transfers, and other payment cards

Simple Sign-Up: Registration is possible through Apple ID, Google accounts, Telegram, WhatsApp, or email

Around-the-Clock Support: Assistance is provided through Telegram, WhatsApp, and a live chat feature.

LamanchePayments

LamanchePayments operates as a robust digital banking system, offering free virtual card issuance tailored for Google Ads advertisers. The service focuses on delivering efficient solutions with minimal costs, charging only a 4% top-up fee. Cards are issued under Visa, Mastercard, or UnionPay networks by reputable US and UK banks

Highlights:

Minimum Deposit: Requires a $500 deposit to activate cards.

Penalty Policy: Accounts with a transaction decline rate exceeding 10% may face service restrictions.

Supported Systems: Visa, Mastercard, and UnionPay.

Currencies Available: USD, EUR, GBP.

BIN Options: Eight BINs from major banks in the US and UK.

Advanced Analytics: Real-time tracking and analytics tools for budgeting.

Crypto Integration: Compatible with JackWallet for USDT transactions.

Customer Support: Provided via Telegram and the official website, available during business hours (11:00–19:00 GMT+3).

FuncWallet

FuncWallet combines cryptocurrency wallet functionality with digital card issuance, offering tools suited for advertising on Google Ads. The platform emphasizes simplicity and transparency, providing a user-friendly interface for managing financial activities.

Highlights:

Fee System: Charges depend on transaction volume, with fees starting from 1.5%

Balance top-ups: via the internal wallet are subject to a 3% fee

Supported Networks: Cards operate on Visa and Mastercard systems

Available Currencies: USD and EUR

Registration Requirements: Involves completing a form, verifying user data, and awaiting approval

Customer Service: Feedback is handled via the website, though response times may exceed one hour

Conclusion

To ensure effective Google Ads payments, it’s essential to use virtual cards specifically tailored for advertising purposes. If you’re wondering how to choose the best Google Ads service provider for your brand, you’ll need to consider the specific needs and interests of your business.

We’ve reviewed three services — PSTNET, LamanchePayments, and FuncWallet, that meet the platform’s key requirements while offering unique benefits.

PSTNET offers a comprehensive solution with its fee-free structure, cashback rewards, and advanced tools for managing teams and budgets. LamanchePayments provides strong analytics capabilities and free card issuance but requires a significant initial deposit. FuncWallet, with its minimalistic design, caters to users who prefer straightforward financial management.

Each of these platforms supports cryptocurrency funding, allowing advertisers to reduce exchange rate costs and ensure faster transaction times — a critical advantage for international campaigns. Carefully assessing your business needs will help identify the most suitable option.

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